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Creative Solutions to Cover Higher Education Costs

What are creative solutions to help pay for college? Saving money, borrowing money, and financial aid are the most obvious ways to pay for college. But none of these methods attempt to lower the actual cost of college. Yet as college costs continue to grow, it is...

Stock Plans: The Employee Perspective

By Matt Starkey What is it? A stock plan is a form of employee compensation that provides you with either stock or an amount of cash that is based on the performance of your employer’s stock. There are numerous types of stock plans that your employer can offer,...

Am I Having Enough Withheld?

By Matt Starkey If you fail to estimate your federal income tax withholding properly, it may cost you in a variety of ways. If you receive an income tax refund, it essentially means that you provided the IRS with an interest-free loan during the year. By comparison,...

Holding Equities for the Long Term: Time Versus Timing

By Matt Starkey Legendary investor Warren Buffett is famous for his long-term perspective. He has said that he likes to make investments he would be comfortable holding even if the market shut down for 10 years. Investing with an eye to the long term is...

Financial Planning: How to Supplement a Will

By Matt Starkey Do you want to provide guidance above and beyond the terms of your will? You can use “letters of instructions” to fill the gaps. Although such documents aren’t legally binding, they still can be helpful. Here is how you can use these letters: •A letter...