High deductible health plans (HDHP) are defined by the IRS as one with a deductible of at least $1,600 for individuals and $3,200 for families in 2024, or $1,650 and $3,300, respectively, in 2025. Some people are forced into HDHPs and others choose the high deductible...
This GoBankingRates article by Kerra Bolton, covers habits associated with our health that could help improve medical expenses during retirement. Bolton leaned on Aspyre Chief Wealth Advisor Jessi Chadd CFP® for often overlooked ways our health can cost us during...
Aspyre Chief Wealth Advisor Jessi Chadd CFP® shared her views on what peak earners can do to amplify their retirement savings. Retirement Savings Now Jessi encourages investors with access to a health savings account (HSA) to maximize their contributions each year...
Equity plans that provide opportunities for employees to obtain company stock are popular benefits. About 72 percent of U.S. companies offer some form of equity compensation to certain employees, according to a 2023 Morgan Stanley survey. There are two types of...
Retiring early can have its pros and cons. If you are planning on an early departure from your career there are a few questions you need to answer. Start by asking, how are you are going to get health insurance and what is it going to cost? Medicare Eligibility...
GoBankingRates (GBR) included insights from Global Financial Planning (GFP) Fellow Stewart Koesten, about avoidable costs associated with retiring abroad. “I believe it is best to liquidate your household items before making the move abroad,” Koesten explained. “Then...
The market certainly took us on a ride this month. An unsettling tailspin was followed by a week posting the biggest percentage gains of the year. Such news can tie a stomach in knots when your money is involved, even when you know market volatility is normal. While...
Options their ancestors never had, is open to some American Jews who attain German citizenship. Those who can prove the have ancestral links, along with the required documents, have a path to German citizenship — and European Union citizenship with it. In a CNN...
Recently, the Social Security Administration (SSA) announced some changes to how you access your online Social Security account. You may have received an email about these changes. We’ve provided a summary below to help you get started. What’s Changing? The SSA...
Generational Wealth Considering the size of the baby-boomer population, more wealth than is typical is about to start passing to another generation…an estimated $4 trillion over the next two decades “Those transferring wealth should be preparing...
