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Promoted without a Raise? What to do

By Joni Lindquist I found an interesting article in USA Today by Maurie Backman about getting promoted without the raise. The article points out three things to do if you are promoted yet are not given a salary increase: Ask your boss Negotiate other benefits Decide...

Determining the Real Value of a Bonus

By Stewart Koesten Did you know that the actual value of a bonus, in the form of a fringe benefit, is reduced when an employee is required to pay income taxes on it? Because of taxation, many companies pay the fringe benefit (the bonus), plus additional funds to pay...

What to do When a Spouse Passes Away

By Joni Lindquist When you lose your spouse, evaluating your finances likely takes a back seat to more pressing concerns. But even amid the grief that accompanies the death of a loved one, it is important to assess your financial situation to avoid making any rash...

Investing in Your Vacation

By Joni Lindquist As the end of the year approaches, how much vacation time do you have left?  Why do so many of us not use our vacation days?  Why do most avoid this important investment?  Salespeople talk about “leaving money on the table.”  Well, employees leave...

3 Reasons to Hire a Financial Planner

By Jamie Bosse 1. To Get Organized If you are like most people, you are busy and have a ton of moving parts in your life.  You might be juggling the demands of your personal and professional life as well as finances.  Money encompasses so many areas of our lives –cash...