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3 Ways to Talk Money with Your Family

By Stewart Koesten To be successful mixing finances and family, remember to follow these three tips: Involve both spouses Educate your children Communicate openly about issues 1: Both spouses should be in the know.  Having one spouse handle most family financial...

Determining the Real Value of a Bonus

By Stewart Koesten Did you know that the actual value of a bonus, in the form of a fringe benefit, is reduced when an employee is required to pay income taxes on it? Because of taxation, many companies pay the fringe benefit (the bonus), plus additional funds to pay...

What Is the “Pension Dilemma”?

By Stewart Koesten If you or your spouse is eligible for a pension benefit, you must choose how to receive that money. Weighing the pros and cons of both options can leave the married retiree in a bit of a pickle, hence the “pension dilemma.”  The two most common...

Planning to Volunteer? Some Helpful Tips

By Stewart Koesten Do you have an interest in volunteering at some point in your life?  Giving back to the community? Investing time and treasure in something you have interest in?  Here are some ideas to help you figure out what you want to volunteer for. From time...

Lessons From Enron: What all investors need to remember

By Stewart Koesten Fifteen years ago, the Enron Corporation filed for Chapter 11 bankruptcy, bringing to light one of the largest corporate scandals in US history. Formed in 1985, Houston-based Enron was “an energy-trading company” that resulted from the merger of two...