By Jamie Bosse Required Minimum Distributions (RMDs) are the amount that the federal government requires you to withdrawal annually from traditional IRAs and employer-sponsored retirement plans after you turn 701/2. You can always withdrawal more than the minimum...
By Matt Starkey There are two basic types of IRAs for retirement savings: the traditional IRA that has been around for decades and the Roth IRA, a more recent innovation. Each has pros and cons, so the choice often depends on your circumstances. To help you decide,...
By Matt Starkey If you’ve been scrimping and saving for retirement, you may be hoping to relax when that red letter day finally arrives. But recent developments—such as low interest rates on fixed investments, the threat of higher taxes, and economic uncertainty—might...
By Joni Lindquist If you are looking to change jobs or are transitioning to a new job, keep these four rules in mind to avoid stay on track with your goals. Rule #1: Understand the “Total Package” Know the impact on pension benefits, salary, bonuses, equity, health,...
By Matt Starkey If you own a small business or are self-employed, you have plenty of retirement planning options. Two of the most popular retirement plans for small businesses (particularly for those who are self-employed or have relatively few employees) are the...