By Joni Lindquist For years, the rules allowing for a tax-free Qualified Charitable Distributions (QCD) directly from an IRA to a charity has been part of Congress’s year-end tax extenders. This created a scramble for people who wanted to use the QCD but did not know...
By Stewart Koesten Every year, the Trustees of the Social Security and Medicare trust funds release reports to Congress on the current financial condition and projected financial outlook of these programs. The 2016 reports, released on June 22, 2016, project a small...
As you prepare yourself for Social Security, be sure to ask yourself these questions. From Raymond James® Point of View: Almost two-thirds of today’s retirees rely on Social Security benefits to provide more than half their income. If you are planning to claim Social...
By Jamie Bosse Many executives and high performing employees earn a large chunk of their income through bonus payouts or other forms of “extra” compensation like restricted stock units or performance awards. Sometimes this “extra” compensation amounts to more than...
By Joni Lindquist With the baby boomer generation barreling into retirement, the need and value of personal financial planning has increased. Why? In large measure, the baby boomers will be the first generation unable to rely on pensions to help fund their...
