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Financial Pitfalls Your College Student Should be Aware of

You’ve kissed your little princess goodbye and sent her off to college this year.  She was top of her graduating class, a star athlete, and is the smartest “kid” you know – you are so proud.  You’ve supported her financially for the last 18 years and now she’s out in...

How to Avoid Breaking the Bank on Back to School

The beginning of the school year is undoubtedly a very exciting and very expensive time for parents.  It has historically been the second-largest shopping season of the year, second only to the winter holiday season. According to the National Retail Federation,...

4 Pillars of Personal Financial Success

We used to think of financial success as a three-legged stool: Pensions, government benefits like Social Security, and personal savings.  Today, pensions for many of our clients are rare, and government benefits have the potential to diminish as a percentage of...

For Good Money Decisions, Slow Down!

By Joni Lindquist The human brain is amazing.  Yet we still are learning about how it really works.  In his book, Thinking, Fast and Slow, Daniel Kahneman outlines in simplistic terms how our complex brain works and in doing so gives us an understanding of how it can...

Where to Keep Your Money: A Cash Flow Management System that Works

By Jamie Bosse Managing cash flow tends to be an issue for most people regardless of income level.  On one hand, you have known expenses, but there are always some that catch you off guard.  My husband and I have done a few iterations of cash flow management and have...