By Stewart Koesten As comprehensive wealth managers, our firm’s advisors often guide clients on how and when to engage other professionals in their financial planning endeavors. Wealth managers, attorneys, tax professionals, insurance agents and others form a “team”...
By Matt Starkey Do you want to provide guidance above and beyond the terms of your will? You can use “letters of instructions” to fill the gaps. Although such documents aren’t legally binding, they still can be helpful. Here is how you can use these letters: •A letter...
By Matt Starkey Shifting taxable income to other family members, usually children or grandchildren, who are in lower tax brackets is generally considered a time-tested tax planning strategy as it may reduce overall taxes for your family. But this could be especially...
By Matt Starkey If you’re like me, you’ve probably stashed your life insurance policies in a drawer, filing cabinet, or safe deposit box where they’ve been gathering dust. But it’s a good rule of thumb to review these policies periodically to make sure they still...
By Stewart Koesten Are you thinking about downsizing, buying a smaller house, as you transition into retirement? You would be wise to consider your financial planning goals, and your lifestyle, before taking that step. Do you entertain? If you like to entertain or...
